Appraisal services for Winter Haven and Polk County homeowners

The top seven reasons why FL homeowners use Mark Schaitel:

  1. To get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
  2. Challenge a property tax assessment
  3. Remove PMI to lower their mortgage payments
  4. To reinstate your Home Equity Line of Credit (HELOC)
  5. Review a different appraiser's report for verification
  6. In the case of a FL divorce, when real estate property needs to be divided
  7. To determine the true market value of real estate in question to settle an estate in Polk County or the state of FL

Do you own a home in or near Winter Haven? Do you need help deciding the value of your real estate?
Contact Mark Schaitel.

We at Mark Schaitel understand the unique needs of a homeowner after appraisal services. Our typical business clients understand the appraisal process and the customary documents we provide. But as a consumer,you'll receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we report the results of our analysis.

Pre-listing Services/For Sale By Owner (FSBO)

Since you have an emotional attachment to your home, it's often very hard to be objective about it. Our professional appraisers at Mark Schaitel are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic price to sell at so your property will attract many interested buyers, a professional appraisal is a crucial negotiating tool once you have an attainable buyer. It's something concrete to show the buyer. The appraisal is an independent third party's opinion of your house's price, not just how much you think your home is worth. Interested buyers assume that you have an emotional attachment to your home and will be more likely to give credibility to an accomplished appraiser's value assessment than yours.

Need to remove PMI?

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is an attractive money saver for homeowners. Once your mortgage loan amount is below 80% of the value of your property, in most cases you can apply to the lender to have the PMI canceled from your loan, which will make your monthly payments go down. We are experts in helping people just like you remove unnecessary PMI insurance.

Challenge Polk county's assessment of your property

Your local tax assessor may have your house overvalued if your house is not appreciating as much as other homes close by. That only means you are going to pay more taxes than you should. The quicker you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting a professional appraisal from Mark Schaitel is your perfect weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

If your home is in a declining area, your lender might make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be destructive to your credit score since it may appear as though that credit line is maxed out, and also annoying from a cash flow angle. An efficient appraisal from Mark Schaitel can help you reinstate your HELOC.

We Provide Field and Desktop Appraisal Review Services

Have you just gotten a copy of your appraisal and you'd like to have an expert double-check it for accuracy or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comps. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can help with that too. Even though this is usually requested by banks, you may desire to use this service if you suspect mortgage fraud related to your house.